I am a person who is naturally a planner. I like to try to figure out what steps I need to take to achieve my goals. That worked well when in employment, but now I need to have a balance between being a planner and living for the moment.
It is important to be prepared for the future, to have those conversations and then be able to get on with life.
Here is my podcast on the topic and I have added some others that also explore how we live for the moment, but plan for the future.